<blockquote class="embedly-card" data-card-controls="1" data-card-align="center" data-card-chrome="0" data-card-theme="light" data-card-key="4018634de48d4455bbb1367888c686c3"><h4><a href="http://www.inc.com/melissa-shin/5-places-that-will-make-you-smarter-about-personal-finance-for-free.html">5 Tools That Will Make You Smarter About Personal Finance for Free</a></h4><p>Millions of Americans have little to no money saved for a rainy day. In fact, according to a survey from community development nonprofit NeighborWorks America, about a third of American adults (more than 72 million people total) don't have anyemergency savings. When the unexpected occurs, you don't want to be stuck penniless.</p></blockquote><script async src="//cdn.embedly.com/widgets/platform.js" charset="UTF-8"></script>