OpenTrust eBanking addresses the key security concerns of the eBanking world. It is a strong authentication solution for securing remote access to banking applications and enables strong consumer authentication on web portals. It provides financial institutions with irrefutable proof in the form of digital transaction signatures associated with banking operations performed by customers.<br /><br />The OpenTrust eBanking solution helps to reduce online fraud and significantly lowers the risk of common attacks such as Man-in-the-Middle, phishing and malware. A highly robust and scalable solution based on industry standards, OpenTrust eBanking improves the security of the bank, increases customer confidence and significantly reduces risks associated with fraud.<br /><br />The solution’s flexibility provides support for strong authentication for remote banking across multiple channels such as internet banking (or email), telephone banking or call centers. The OpenTrust solution enables each of the bank’s customers, connecting using either a fixed or mobile device from anywhere around the globe, to be identified as a Trusted identity (i.e. an identity trusted by the Bank’s network) and therefore grants these authenticated and trusted customers access to various financial applications.<br /><br />The provision of digital transaction signatures gives financial institutions and their customers undeniable proof of their banking activities and non-repudiation of transactions such as funds transfers, bill payments and loan requests.<br /><br />The OpenTrust eBanking solution manages the life cycle of all security hardware, both smart cards and tokens, from initialization to revocation, remotely or on the bank’s premises. The architectural design of OpenTrust eBanking facilitates its rapid and seamless integration into the existing IT systems and hence significantly reduces the total cost of ownership. 