FRONT:  Important FREE Information!  Your current home loan may be rapidly approaching the Adjustable Period.  This information can save you money and help you receive the very best interest rate possible!

BACK:  Preparing to refinance your home:  (5 things to do before you refinance).  If you have an adjustable rate loan that is approaching its adjustable period, your current mortgage holder has probably sent you a letter stating a future date your mortgage will change; Please note, ususally by this date your payment has already increased.  It's best to start the refinance process 45 to 60 days prior to this date so you can finish your new loan before the increase.  I can help!  Your mortgage will increase sooner than you think?  Regardless of your situation we'll be happy to help you find the very best program for your indivdual needs.  Give me a call and let's talk!