Call me today, I can help!  (List of programs offered by your company).  Our Real Estate market has changed over the past few years and many homeowners and new home buyers are feeling like they have no choice but to remain in their present home or apartment.  You do have choices.  We offer numerous, innovative loan packages that can be customized to fit your needs.  Regardless of your situation we'll be happy to help you find the very best program for re-financing or new home purchase.  Give me a call and let's talk!  Oh, By the Way...If you know of someone who would appreciate the level of service I provide, please call me with their name and number, and I'll be happy to follow up and take great care of them.